Collection Defense
Here are some of the reasons why you might pick up the phone and call us:
- Stop Harassment
- Dispute a Debt
- Negotiate a Settlement
- Protect Your Credit Score
- File a Lawsuit
- Prevent Wage Garnishment
- Understand Your Rights
- Avoid a Lawsuit
Don’t let the debt collector win by default – FIGHT BACK!
Valuable Tools
The Resources page provides valuable resources and information for consumers. You’ll find six FAQs:
- bank account levies
- collection defense
- common defenses to creditor lawsuits
- basics of defending creditor lawsuits
- vacating a default judgment
- and wage garnishments
We have also provided links to organizations on the Affiliations page that might offer support:
- NATIONAL ASSOCIATION OF CONSUMER ADVOCATES
- NATIONAL CONSUMER LAW CENTER
- NATIONAL ASSOCIATION CONSUMER BANKRUPTCY ATTORNEYS
- CONSUMER FINANCIAL PROTECTION BUREAU
- PRO BONO CENTER
- COMMUNITY LEGAL SERVICES IN EAST PALO ALTO
Collection Defense
- Stop Harassment
- Dispute a Debt
- Negotiate a Settlement
- Protect Your Credit Score
- File a Lawsuit
- Prevent Wage Garnishment
- Understand Your Rights
- Avoid a Lawsuit
Don’t let the debt collector win by default – FIGHT BACK!
Valuable Tools
- bank account levies
- collection defense
- common defenses to creditor lawsuits
- basics of defending creditor lawsuits
- vacating a default judgment
- and wage garnishments
- NATIONAL ASSOCIATION OF CONSUMER ADVOCATES
- NATIONAL CONSUMER LAW CENTER
- NATIONAL ASSOCIATION CONSUMER BANKRUPTCY ATTORNEYS
- CONSUMER FINANCIAL PROTECTION BUREAU
- PRO BONO CENTER
- COMMUNITY LEGAL SERVICES IN EAST PALO ALTO
Financial Distress
Consumer Law Center, Inc. exclusively represents California consumers experiencing financial distress. Our qualified staff is experienced with the unique difficulties that consumers face every day, and we’re here to help!
Fred W. Schwinn is a licensed attorney admitted to practice in the States of California and Kansas. Fred is the founder, owner, and managing attorney of Consumer Law Center, Inc.
Raeon R. Roulston is a licensed attorney admitted to practice in the State of California. His practice is dedicated exclusively to representing consumer debtors in bankruptcy, stopping predatory and abusive consumer lending practices, and protecting consumers from illegal debt collection activity.
Matthew C. Salmonsen graduated from Santa Clara University School of Law in May 2009. While at SCU, Matthew volunteered for the Northern California Innocence Project, which works to exonerate innocent death row inmates.
Marisol Avalos is Consumer Law Center’s client liaison and a commissioned Notary Public. Mari has been a member of the Consumer Law Center’s staff since 2013 and has 18 years of law office experience.
FRED W. SCHWINN
Managing Attorney
RAEON R.
ROULSTON
Associate Attorney
MATTHEW C.
SALMONSEN
Associate Attorney
MARISOL AVALOS
Client Liaison
Experiencing Financial Distress
Consumer Law Center, Inc. exclusively represents California consumers experiencing financial distress. Our qualified staff is experienced with the unique difficulties that consumers face every day, and we’re here to help!
Fred W. Schwinn, Managing Attorney, Founder
Raeon R. Roulston, Associate Attorney
Matthew C. Salmonsen, Associate Attorney
Marisol Avalos, Client Liaison
Fred W. Schwinn is a licensed attorney admitted to practice in the States of California and Kansas. Fred is the founder, owner, and managing attorney of Consumer Law Center, Inc.
Raeon R. Roulston is a licensed attorney admitted to practice in the State of California. His practice is dedicated exclusively to representing consumer debtors in bankruptcy, stopping predatory and abusive consumer lending practices, and protecting consumers from illegal debt collection activity.
Matthew C. Salmonsen graduated from Santa Clara University School of Law in May 2009. While at SCU, Matthew volunteered for the Northern California Innocence Project, which works to exonerate innocent death row inmates.
Marisol Avalos is Consumer Law Center’s client liaison and a commissioned Notary Public. Mari has been a member of the Consumer Law Center’s staff since 2013 and has 18 years of law office experience.
Bay Area / Northern California Resources
